Three-Account Growth Comparator

Turn assumptions into a clear, historical perspective.

Bank Savings$203,2793.0% fixed assumption
Protected Investment Cash Value$692,334Floor 0% · Cap 12% · CAGR 8.40%
S&P 500$921,3309.69% matched historical CAGR
PROJECTED ACCOUNT VALUE

Growth over 24 years

BankProtected Investment Cash ValueS&P 500
$0$248,759$497,518$746,278$995,037Year 0Year 3Year 5Year 8Year 11Year 13Year 16Year 19Year 21Year 24
Year 24 · Contributions $100,000Bank $203,279Protected Investment Cash Value $692,334S&P 500 $921,330
Total contributions: $100,000Historical data: S&P 500 total returns, including dividends, 2002–2025
ANNUAL RETURN DETAIL

Historical annual return comparison