Three-Account Growth Comparator

Turn assumptions into a clear, historical perspective.

Bank Savings$174,1022.0% fixed assumption
IUL Cash Value$511,1696.0% fixed assumption
Roth IRA$1,146,2749.10% matched historical CAGR
PROJECTED ACCOUNT VALUE

Growth over 28 years

BankIUL Cash ValueRoth IRA
$0$309,494$618,988$928,482$1,237,975Year 0Year 7Year 14Year 21Year 28
Month 336 · Contributions $100,000Bank $174,102IUL Cash Value $511,169Roth IRA $1,146,274
Total contributions: $100,000Historical data: S&P 500 total returns, including dividends, 1928–2025